PocketGuard: Budget App & Bill 5.2.1

PocketGuard, Inc. – Freeware – iOS
out of 6782 votes

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PocketGuard is a free budgeting app designed for individuals seeking effective money management. With the aid of intelligent algorithms, personal finance becomes simplified, eliminating the need for arduous number crunching. By taking care of routine tasks like expense tracking and bill monitoring, PocketGuard allows users to dedicate their attention to crucial money management operations.

The "IN MY POCKET" feature plays a pivotal role in maintaining a balanced budget. It calculates disposable income after essential payments, savings, and necessary expenses. By providing users with their actual safe-to-spend amount, PocketGuard empowers them to align their monthly budgets accordingly.

PocketGuard's comprehensive reports and analytics enhance the money management experience. Gain deep insights into spending habits, make necessary adjustments, and optimize your monthly budget by leveraging the various perspectives revealed by the app.

In addition to budgeting and expense tracking, PocketGuard doubles as a bill organizer and subscription manager. Seamlessly connect your bank accounts to automatically identify and incorporate bills and subscriptions into your monthly budget. Never miss a due date again and take advantage of the bill organizer to negotiate better rates with service providers. Identify forgotten subscriptions with ease and eliminate unnecessary expenses to optimize your budget efficiently.

PocketGuard understands the importance of setting and achieving financial goals within the budgeting process. The app equips users with comprehensive tools to establish and monitor goals such as reducing shopping expenses or saving more for vacations.

To address debt repayment, PocketGuard assists users in formulating effective payoff plans. By connecting credit and loan accounts, the app's intelligent algorithm guides users towards a debt-free future, helping them save significant amounts on interest payments.

Rest assured that PocketGuard prioritizes security with bank-level encryption (256-bit SSL) to safeguard sensitive information. Additional security measures like PIN codes and biometrics (e.g., Touch ID & Face ID) provide an extra layer of protection.

It is important to note that PocketGuard connects exclusively to U.S. and Canadian financial institutions. Additionally, while a premium subscription called PocketGuard Plus is available, it is not a mandatory requirement to use the PocketGuard app.

For users interested in PocketGuard Plus, the following subscription options are offered:<ul><li>Monthly: $7.99* / month</li><li>Annual: $34.99* / year</li><li>Lifetime: $79.99* (one-time purchase)</li></ul>*Prices are in U.S. dollars and are subject to change without notice. Variations may occur in countries outside the U.S.

PocketGuard follows a strict Privacy Policy and Terms of Use which can be found at the following links:<ul><li>Privacy Policy: <a href="https://pocketguard.com/privacy/">https://pocketguard.com/privacy/</a></li><li>Terms of Use: <a href="https://pocketguard.com/terms/">https://pocketguard.com/terms/</a></li></ul>

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